It’s important to note that raising your credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts usually backfire. The best advice is to manage credit responsibly over time in order to improve your credit score. Payment History Tips · Pay your bills on [...]

There are three primary differences of note. They are: 1. Negligible Collection and Public Record Exclusion – The newest FICO score will ignore any collections or public records with an ORIGINAL amount of less than $100. It’s important to note that for a collection to be bypassed by the score, thanks to the new logic, [...]