Written by Randy on February 7, 2012 – 6:28 pm
Ask yourself if any of these apply:
I am not saving on a regular basis.
I have no budget – I do not know where my money goes.
I am spending most of my income paying monthly bills.
I am borrowing money to pay bills.
I paid a bill I shouldn’t have paid.
I paid the same bill twice.
I am using credit cards to pay for food, utilities, insurance, entertainment, etc.
I am not paying my bills on time.
I alternate my payments of bills every month.
I receive calls at work or home from creditors demanding payments.
I received papers from the sheriff or courts to appear for non-payment of bills.
I use NSF checks to pay bills until payday.
There is stress in my family relationship.
I am contemplating leaving the area to try and get a new start.
I make good money and I want to get out of debt.
If you are doing any of the above…..even one, you may need to consider getting some
help setting up a thorough budget to help you correct these bad financial habits and fixing your bad credit.
